• Claridge’s, London

Dividend Reinvestment & Direct Stock Purchase Plan

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Dividend Reinvestment & Direct Stock Purchase Plan

We are pleased to offer a Dividend Reinvestment and Direct Stock Purchase Plan (the "Plan") to holders of Starwood Property Trust, Inc. common stock and other interested investors.

To learn more about the Plan please review the Plan prospectus and other applicable documents in the links below:

Plan Prospectus

Enrollment Form

Waiver Request Form

General Information

The Plan is administered through the Company's transfer agent, Computershare Trust Company, N.A. ("Computershare").

For further information please contact Computershare at (877) 373-6374 or visit Computershare's website at www.computershare.com/investor.

All stockholders and new investors considering enrollment in the Plan should carefully review the terms of the Plan and consult with their advisors as to the implications of enrollment in the Plan.

Starwood Property Trust, Inc. has filed a registration statement (including a prospectus) with the Securities and Exchange Commission (SEC) for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and the other documents we have filed with the SEC for more complete information about us and the offering. You may get these documents for free by visiting the SEC website at www.sec.gov. Alternatively, Computershare will arrange to send you the prospectus if you request it by calling 1-877-373-6374.